Conoscenza e gestione del rischio

Abstract

The contribution aims to examine the knowledge of the risks associated with administration through Artificial Intelligence, which transforms understanding from a retrospective and sectoral nature into a continuous and circular process. Intelligent technologies further enable risk management through the use of digital systems capable of implementing high-level, tailor-made operational standards, alongside the introduction of mandatory insurance instruments for breaches of the aforementioned standards and for unavoidable errors arising from the use of new technologies. Such insurance mechanisms operate according to predetermined, tabulated criteria for the compensation of damages, constituting a necessary condition for the legitimate exercise of certain functions, irrespective of the actual commission of a wrongdoing. Compensation is based on a risk-sharing mechanism, whereby each individual is required to pay a premium proportional to their risk class, determined according to their prior conduct.